How to Afford a ₹1 Crore Health Insurance: India’s healthcare costs are rising at an alarming pace, especially in urban areas. A single hospitalisation involving ICU care or a serious surgery can easily cost between ₹20–30 lakh in top cities like Mumbai, Bengaluru, or Delhi. Add ongoing treatments like chemotherapy, dialysis, or post-surgery rehabilitation, and…
They Knew My Policy Number: In today’s hyper-connected world, digital threats are becoming more sophisticated and convincing. One alarming trend sweeping across India is the emergence of fake insurance agents posing as representatives of reputed insurance companies. These fraudsters are not just making random guesses — they often come armed with precise personal details like…
Insurance Is a Risk Cover and Not an Investment: Insurance is often misunderstood in personal finance. Many individuals view it as a form of investment, expecting returns and wealth creation from it. However, the fundamental purpose of insurance is risk coverage, not wealth accumulation. This misunderstanding can lead to poor financial planning and jeopardize future…